Addictions and Your Insurance, Does Health Insurance Cover Drug or Alcohol Rehabilitation?

The price of drug rehabilitation is very high. Treatment centers cost thousands of dollars per month for their rehabilitation programs.

There are reasonable factors that determine the high price, however. When you enter a prescription drug addiction or alcoholism rehabilitation program, for example, the level of evaluation and care is usually outstanding.

An intake evaluation done by professional addiction counselors will be used to tailor a treatment program to match your specific needs. One-on-one counseling and group counseling along with educational classes designed to help you understand the nature of addiction are all part of rehabilitation programs. Of course, room and board along with other educational and recreational programs are part of the high cost of treatment centers.

Drug and Alcoholism Rehabilitation and your Health Insurance

Most health insurance policies cover at least part of the cost of rehabilitation programs. Some states require health insurance policies to at least cover the initial stage which is usually detoxification, or simply called detox. This is the process of getting the drugs and alcohol out of your system and usually takes 5-7 days.

The very best health insurance policies pay for most, if not all, of the drug rehabilitation or alcoholism rehabilitation offered by treatment centers. Of course, there are wide differences in coverage, deductibles and co-pays, so shop around to find the health insurance policy that has the right coverage for your needs.